Smart Talk

Smart Talk is a daily, live, interactive program featuring conversations with newsmakers and experts in a variety of fields and exploring a wide range of issues and ideas, including the economy, politics, health care, education, culture, and the environment.  Smart Talk airs live every week day at 9 a.m. on WITF’s 89.5 and 93.3.

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Host: Scott LaMar

What to know about flood insurance/While Reason Slept

Written by Scott LaMar, Executive Producer | Dec 18, 2018 3:05 AM
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What to look for on Smart Talk Tuesday, December 18, 2018:

The year 2018 will go down as one of the wettest on record in South Central Pennsylvania. The region received between 10-to-15 inches of rainfall above the average for the last 12 months. 

More rain and several significant rain events resulted in more homes being damaged by water. Whether it was a flooded basement, a damaged foundation or leaking roof, the rain took its toll on many structures. Unfortunately, some homeowners discovered after it was too late that their homeowner's or renter's insurance policies didn't cover the damage caused by water. 

They needed flood insurance even if they didn't live near a body of water. 

Flood insurance is one of the most misunderstood forms of insurance and with an average yearly premium of $700, it can be one of the most expensive.

We discuss what you need to know about flood insurance on Tuesday's Smart Talk with Jim Enders, Vice President of Enders Insurance in Dauphin County.

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Jim Enders

Also, in his new book While Reason Slept, Thomas Brier Jr. (a Hershey native) tells the story of the nation's founding principles and how the men who wrote the Constitution envisioned government for the common good.  He writes that the Constitution has been eroded by self interest, consumerism and propaganda.

Thomas Brier appears on Tuesday's Smart Talk.

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Tom Brier

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