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Smart Talk is a daily, live, interactive program featuring conversations with newsmakers and experts in a variety of fields and exploring a wide range of issues and ideas, including the economy, politics, health care, education, culture, and the environment.  Smart Talk airs live every week day at 9 a.m. on WITF’s 89.5 and 93.3.

Listen to Smart Talk live online from 9-10 a.m. weekdays and at 7 p.m. (Repeat of 9 a.m. program)

Host: Scott LaMar

RST: Answering healthcare questions on first day of insurance exchanges

Written by Scott LaMar, Smart Talk Host/Executive Producer | Oct 1, 2013 10:05 AM

What to look for on Radio Smart Talk Tuesday, October 1, 2013:

Thumbnail image for doctor-and-man.jpg

The day has arrived when the uninsured and other consumers can begin shopping for health insurance under the Patient Protection and Affordable Care Act or Obamacare.

For three years, October 1, 2013 has been targeted as one of the most significant days in the life of the healthcare law.  The enrollment period last for six months with the earliest coverages starting on January 1.

It's estimated there are more than 40 million uninsured people nationwide.  In Pennsylvania there are between 900,000 and 1.3 million.  

Under what's referred to as the individual mandate, everyone will have to have health insurance or face a fine.

Since it was first proposed right after President Obama took office, the Affordable Care Act has been controversial, complicated, and confusing.  Three years after the president signed it into law, there are still many questions and misinformation about it.

Tuesday's Radio Smart Talk provides an opportunity to ask those questions.

Appearing on the program are Antoinette Kraus, Statewide Project Manager for the Pennsylvania Health Access Network and Barbara Terry, Vice President for Mission Effectiveness at Pinnacle Health.


For more informationation on PA's Insurance Marketplace visit witf's Transforming Health.

Uninsured or underinsured? Shop for healthcare insurance at  or at

Have your Marketplace questions answered by a customer service representative, available 24/7:

  • 1-800-318-2596 or (TTY: 1-855-889-4325)

To reach a PinnacleHealth Certified Application Counselor call 717-231-8900.


Antoinette Kraus and Barbara Terry

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  • Radio Smart Talk img 2013-10-01 08:13

    John Patterson in Chambersburg emails:

    I understand Pennsylvania hasn't chosen to expand Medicaid under Obamacare yet.

    If the state does choose to accept the federal funds, would the asset limit (around $2000 for a single adult) for current and expanded Medicaid recipients be eliminated?

    Some individuals, particularly the elderly, have to "spend down" their savings before becoming eligible for Medicaid.

  • Radio Smart Talk img 2013-10-01 08:18

    Diane emails:

    Can you leave your job voluntarily (such as early retirement before 65) and be eligible for the ACA exchanges? Would we be forced to use COBRA first?

  • Radio Smart Talk img 2013-10-01 08:30

    Lisa emails:

    I would like to know if the new Affordable Care Act changes anything regarding my ability to access insurance through COBRA. For example, if I leave my current employment, where I have health insurance, will I still be able to continue my insurance using the COBRA process? Or does the ability to access insurance through the exchanges remove the ability to continue my current coverage via COBRA?

  • Radio Smart Talk img 2013-10-01 08:43

    Donna emails:

    You keep mentioning for everyone to go online. What or where do you go if you don't have internet access at home?

  • Radio Smart Talk img 2013-10-01 08:52

    Janelle emails:

    I have heard that insurance costs will be based on 2014 anticipated income of the individual but as a student graduating in May how am I supposed to know how much money I will make ? Should I try to base my insurance costs on estimated salary expectations?

  • Radio Smart Talk img 2013-10-01 08:52

    Clarisse in York emails:

    I'm a Dual-Eligible (Original Medicare/Original Medicaid). I've had a very bad taste in my Mouth, in my Experience w/ Advantage, and HMOs.

    What'll happen to us?

    My Disability ia the lowest amount allowed by Law.

    Please, tell me if I'll be able to keep my Own Doctors, get Glasses, Hearing Aids, Acupuncture, and Chiropractic Care?

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