Smart Talk is a daily, live, interactive program featuring conversations with newsmakers and experts in a variety of fields and exploring a wide range of issues and ideas, including the economy, politics, health care, education, culture, and the environment. Smart Talk airs live every week day at 9 a.m. on WITF’s 89.5 and 93.3.
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Host: Scott LaMar
What to look for on Radio Smart Talk, Wednesday, September 25, 2013:
Flooding along the Conewago Creek in Londonderry Township, Dauphin County in September 2011.
There are changes coming from the federal government October 1 that could have a big impact on many Americans and no, we're not referring to the Affordable Care Act or Obamacare.
It's called the Biggert-Waters Flood Insurance Reform Act of 2012 and it's been flying under the radar for most homeowners until they realize their flood insurance rates will go up and some could rise dramatically. The Wall Street Journal quoted a Louisiana man as saying his flood insurance premiums will go from $633 a year to $28,000 by 2014. A Florida woman, who says her 59 year-old house has never flooded, will see a premium hike from $1,700 to $15,000.
The idea behind the law is to make property owners pay the true cost of flood insurance.
As part of the new law, flood maps have been re-drawn which also could affect homeowners.
Appearing on Wednesday's Radio Smart Talk is James Enders, Vice President of Enders Insurance in Harrisburg.
Considering Central Pennsylvania has been hit hard by floods the past two years, flood insurance should be of great interest.
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