Tell us about your experience with the PA insurance marketplace

Written by witf | Oct 1, 2013 6:27 AM

More than 600,000 Pennsylvanians are expected to be shopping for health insurance on a new federally-facilitated exchange over the next few months. Any US citizen without affordable, job-based coverage is eligible for the exchange. Households making up to 400 percent of the federal poverty level are eligible for tax credits, and those earning up to 250 percent are eligible for cost sharing subsidies. Health insurance is required under the Affordable Care Act, with a few exceptions, and anyone who does not have coverage by March 31st 2014 may face a penalty.

witf would like to hear from midstate residents shopping for coverage on the new exchange, which went live today. Please help inform our coverage by responding to the questions below.

More coverage of the PA insurance marketplace and Affordable Care Act changes.

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Comments: 1

  • angelatref img 2013-10-01 08:19

    This plan states that pre existing conditions are exempt when applying for coverage. Last year when applying for health insurance, children were supposedly exempt from pre existing condition rules but when I applied for insurance the insurer, Highmark, offered my son who was 2, a plan but it was triple the rate of my daughter because of his atrial septal defect (a tiny hole in his heart that had no effect on him whatsoever). His rate was as high alone as my daughter, myself and my husband together. I do not believe for one second that someone with high blood pressure or diabetes or even cancer who applies for this plan will receive a rate even comparable to someone who is 100% healthy.

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