Career Advice - A Community Blog

Erik Larson writes about the job market, resume improvement, and career advice

How to Handle a Car Accident

Written by Erik Larson, Community Blogger | Dec 15, 2017 5:55 AM

Handing a car accident is stressful. You weren't expecting it. You didn't see it coming, and you're not prepared for this. It's confusing, it's terrifying, and it's a lot of information coming at you all at once. What started out as a typical day in your life ended up filled with questions about insurance, car repairs, police reports, and medical bills. The fear your injuries are serious is there. The worry you might not be able to return to work immediately is there. There's a lot of stress, and it's not helping you.

Learning how to handle a car accident before it happens is the key to handling it as well as you can. No one is judging you for not knowing what to do or who to call in the moment. In fact, there are people who want to help you. Here's what you should do if you are involved in a car accident.

Get Out of the Car and Out of Harm's Way

If you can move and you're safe, get out of your car immediately. The last thing you want to do is end up in a car that's hit by yet another car following an accident. The few minutes following an accident are scary because other drivers don't know there is an accident. If they assume the road is clear as usual, they might not be paying as much attention as they should. You could end up further injured if you're hit again. Get out of the car and get to a safe place as quickly as possible.

Call the Police

You need the police to come to the scene of the accident. Not only does this help you figure out the answers to your many questions, they also fill out a police report that helps you when you file a claim with insurance. This report states who is at fault, what happened, where it happened, and the full name and personal information of the other driver. If the other driver is at fault, you want this information so you can make a claim with your insurance agent.

See A Doctor

This is the most important step following an accident. You must see a doctor. Even if you're not visibly hurt or you don't feel bad, you should see a doctor. There are many injuries that show up later, and some injuries are internal. The faster you discover these injuries the easier it is to treat them. If you don't treat them right away, they can grow worse and even cause more serious damage to your body. Furthermore, you need these medical records if you decide to file a lawsuit against the at-fault party.

Call Your Insurance Agent

You need to call your insurance agent if you are involved in an accident. He or she can tell you what to do, walk you through the process, and help you deal. One thing you should know is never to speak to the at-fault party's insurance agent without first checking to see if the information they want from you is required to file your claim. Sometimes they try and trick you into saying things that might incriminate you as being the at-fault party so they don't have to pay.

Call an Attorney

Do you feel you might have a personal injury case following car accidents? Are you just confused about what to do next? An attorney can answer your questions and guide you through this process even if you're not filing a personal injury lawsuit. Let someone help you with the legal aspect of a car accident so you know you have time to recover properly and still get the best possible care.

It's confusing being involved in a car accident. You want to know you have options, but you don't always know where to find them. Let this be a guide to you. Call an attorney if you have questions about your car accident. There's nothing wrong with being confused and asking for help when you need it the most. Don't wait to call.

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