Linda Chavey writes about how to change your lifestyle habits in order to eliminate debt.
See below for an informative article on reverse mortgages. I have seen numerous people get into jams because of uninformed decisions they are making with their mortgages such as HELOC loans, 2nd and 3rd mortgages and reverse mortgages. Serious financial problems can result with all of these mortgage options.
My best would be a 15-year, fixed-rate mortgage. Pay it off as quickly as possible.