Linda Chavey writes about how to change your lifestyle habits in order to eliminate debt.
Don't fall for seminars that tell you how quickly you can accumulate wealth. You did not accumulate debt overnight so it will take time to get rid of it. The same is with wealth. The lottery is not a good option to wealthy-building. It is a gimmick that leads to greed and wishful thinking.
I attended a seminar a few weeks ago that I knew would definitely be a sales presentation but also a seminar that I could come away with no-charge knowledge on a different philosophy on debt. Information presented in the seminar was helpful and informative but the main goal of the seminar was to entice people to sign up for an extensive debt program, priced at over $1,000. I had read one of the books that the author of the seminar wrote and it was an excellent book on the philosophy of debt. It was called, "Rich Dad, Poor Dad". The seminar, however, was not a worthwhile event.
I attended another all-day seminar such as this a few years ago. It was a "Get Motivated" seminar. I thoroughly enjoyed it as Robert Schuller, Terry Bradshaw, Rudy Giuliani and Zig Ziglar were speaking at this event. There were many other presentations that day that were "sales" presentations. We were pitched the "get-rich" real estate flipping, stock market insights and other so-called classes that supposedly would instruct how to make a lot of money. These were all far-fetched programs and should be avoided. I would attend another "Get Motivated" seminar, only to see the interesting speakers. I was amazed at how many people ran to the back of the conference center to sign up for the sales-pitch programs. They were waving their credit cards like they were desperate to sign up. I spoke to several people around me as there were a lot of businessmen and women at this seminar. They did not move out of their seats (and neither did I).
The point is: If it looks too good to be true, it probably is!