Debt Elimination and Lifestyle Change: A community blog

Linda Chavey writes about how to change your lifestyle habits in order to eliminate debt.

Awesome Christmas Gift for Yourself!

Written by Linda Chavey, Community blogger | Nov 16, 2012 2:43 PM

Reward yourself with an awesome Christmas gift this year. Commit to a debt-free lifestyle. 

There are trememdous benefits to living debt-free.

I just returned from visiting Dave Ramsey in Brentwood, Tennessee.  He has a radio talk show and also has authored several books on debt. His "Financial Peace University" system is offered as a 9-week class that can educate and motivate you to change your lifestyle. This seminar is offered at local churches (you can find one close to you at

 When I was there, I met a couple from Nashville. They were in their late 20's and recently were married. They paid off $16,000 of debt in 18 months and have $44,000 more to go. (due in part to student loans)  They are on their way to a fantastic life together. I highly recommend Dave's system. If you sign up for the program, you can attend any additional future classes at no charge. It's a win-win system!!

If you need any help with you debt questions, feel free to email me @ 

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