Linda Chavey writes about how to change your lifestyle habits in order to eliminate debt.
Reward yourself with an awesome Christmas gift this year. Commit to a debt-free lifestyle.
There are trememdous benefits to living debt-free.
I just returned from visiting Dave Ramsey in Brentwood, Tennessee. He has a radio talk show and also has authored several books on debt. His "Financial Peace University" system is offered as a 9-week class that can educate and motivate you to change your lifestyle. This seminar is offered at local churches (you can find one close to you at www.daveramsey.com).
When I was there, I met a couple from Nashville. They were in their late 20's and recently were married. They paid off $16,000 of debt in 18 months and have $44,000 more to go. (due in part to student loans) They are on their way to a fantastic life together. I highly recommend Dave's system. If you sign up for the program, you can attend any additional future classes at no charge. It's a win-win system!!
If you need any help with you debt questions, feel free to email me @ LindaChavey@comcast.net.