Linda Chavey writes about how to change your lifestyle habits in order to eliminate debt.
Before each and every purchase, ask yourself if you really need this item. If you have any balances on credit cards or any other loans, you should not purchase this item unless it is a necessity. Necessities would include an item that is necessary to live, such as food or a required clothing item for work. Tough choices need to be made to get out of debt. It is not an easy task but it is not impossible. Take that first step!